Now that you are aware of the roof requirements of the fha mortgage loan it is best to conduct your own investigation of the home so that you can accurately deduce the state and remaining physical life of the roof prior to an fha appraiser investigation.
How do you get to the roof of the standards.
In order to pass the appraisal process the roof must also provide reasonable future utility durability and economy of maintenance according to the fha official site.
Locate the level s 12 inch mark.
For starters the roof must do what it s designed to do fha and hud regulations say it must not leak or allow moisture to enter the home.
Use a level against the underside of the rafter you re measuring to get the most accurate value.
You can learn more about the standards we follow in producing accurate unbiased content in our editorial policy.
The roof cannot have more than three layers of roofing.
This process usually includes some paperwork a roof inspection by the manufacturer at a cost as well as repairs deemed necessary by the manufacturer to be addressed at the.
Access one of the rafters then take the measurement this way.
Although there is no single standard roof pitch used on all sloped roofs factors such as roofing materials and local climate help to determine the appropriate range of pitches for a given building.
Roof pitch is a measurement of a roof s slope expressed as a ratio.