How Do I Check My Roof For Hail Damage

2 x research source this area of the roof will receive the most damage from hail since it is flat and.

How do i check my roof for hail damage.

Check the whole shingle as well as the edges for signs of damage. But smaller hailstones can also cause damage that may point to hail damage on your roof. If you believe that the damage should be covered call local roof repair contractors to inspect the damage. Check the ridge cap of the roof for dents.

A deductible is the amount you have to pay toward a loss before your insurance company pays a claim. A reputable roof repair contractor can provide an accurate estimate. In heavy hail storms this damage will be obvious. Just type in the address in question and you ll see all the hail events that affected that property within the past year.

Following are some factors that affect the type and degree of damage that may be impacted by a hailstorm as well as a guide on how to identify hail damage to. Although hailstorms can be destructive the amount of damage can vary greatly. Before calling your insurance company you should carefully read through your homeowner s insurance policy. Look at the shingles.

In many states usually where hail is less frequent a standard homeowners policy includes hail damage to a roof as part of your protection coverage. Pro tip soak aluminum siding with water from a hose before photographing to make damage more apparent. For the softer metal vents the damage will be much more obvious. For the harder to see impact areas like the chimney covers below run your chalk sideways over the surface and it will uncover the hail impact points.

When hail hits it can damage the roof or covering of your home as well as other personal property. Homeowners file a claim pay the policy deductible and then the insurer pays to fix the damage. If you suspect that your roof has sustained damage from a hail storm the first thing you need to do is inspect the roof for dents dings split shingles and any leaks and cover any damaged areas with a tarp or similar waterproof material to show the insurance company that you made initial efforts to mitigate the damage. Shingles with a granular texture such as those made from asphalt or composite materials may show granular loss that exposes the underlying felt random dents with no perceptible pattern and soft spots on the surface.

Insurance companies will typically accept claims up to a year after an event but of course this depends on the insurer. The visual signs of hail damage vary depending on the materials of the roof. Look for dents dings chipped surfaces etc.