Water came in to my condo and has damaged my windows cabinets flooring and back splash in my kitchen.
Hoa responsible roof leaks.
In june we had heavy rain.
If the roof has been leaking for a while there may be visible signs of long term water intrusion.
These could include mold or mildew growth stained wood or water damaged insulation.
We frequently accept cases from condo unit owners in situations where the association refuses to repair damaged drywall and ceilings that was caused by a leak from a neighboring unit owner.
My indiana hoa association for my condo that has failed to keep up repair on the roof common elements and now i have damage inside my condo on the ceiling.
Hoa or condo association duty.
This falls under hoa exterior maintenance.
In most condominiums the common elements include the drywall that is contained in each condo unit.
The board states that the interior is my responsibility.
They say they don t have responsibility for anything inside the walls of my condo.
Per her insurance company the leak was due to negligence or proper maintenance by the association.
Alternatively any water damage affecting the exterior of the home such as shingles or paint is the responsibility of the hoa.
In this area several years ago when mold started to be the basis for a lot of lawsuits and a lot of the mold came from roof and window leaks many hoas adopted amendments to their cc rs.
What are my rights.
My insurance won t cover because it was caused from the outside of my condo.
The association claims that they are responsible to repair the roof not her internal walls and subsequent mold on most of the wall.
She is stuck and didn t know what to do.
The association of my condo has failed to fix the roof properly over the years and has done patch work to fix spots here and there.
Most leaks occur because of ordinary wear and tear to the roof the exterior walls or a.
But typically in condos the owner is responsible for everything from drywall in with the hoa responsible for the exterior of the house including roofing.
If the leak and subsequent damage are both in a common area then the association is responsible for the cost of remediation.
However the roof repairs have been neglected for years because they did.
Ultimately though there is going to be a negotiation between insurance companies.
The starting point to determine responsibility for water leaks is to determine the cause of the leak.